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25

Fund Your Future

SPENDING PLAN WORKSHEET

Use this worksheet to help get a clear picture of your income and expenses. If your expenses are more than your

income, you’ll need to look for ways to reduce expenses and/or supplement your income.

INCOME SOURCE

Estimated monthly total

Estimated yearly total

Earnings

Money from savings

Money from parents

Work-study / student employment

Scholarships

Grants

Loans

Spouse’s wages

Other

Total income

$

$

EXPENSES

Estimated monthly total

Estimated yearly total

Tuition

Fees

Loan payments

Books / supplies

Rent / housing

Gas / electricity

Cell phone service

Internet service / TV service

Other

Child care

Transportation: Car gas and maintenance

Car insurance and registration

Car payment

Public transportation

Parking

Food:

Groceries

Restaurants

Coffee, snacks

Clothing:

Clothes

Laundry / dry cleaning

Entertainment

Credit card payments

Medical / dental insurance and expenses

Miscellaneous

Total expenses

$

$

Total income minus total expenses =

$

(available funds)

$

(available funds)