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26

Fund Your Future

CSAC.CA.GOV

DUAL ENROLLMENT

California College and Career Access Pathways (CCAP)

Partnership and Dual Enrollment high schools, may enter

into an agreement with a local community college for high

school students to attend community college courses and

earn college credits on their high school campus. Visit

www. cccco.edu fo

r more information.

EARN AP CREDIT AT HIGH SCHOOL

Look into taking Advanced Placement (AP) or International

Baccalaureate (IB) courses in high school and then take the

exams to earn college credit. For details, check with your

high school counselor and go to

www.ibo.org or www. collegeboard.org .

COOPERATIVE EDUCATION

Work-learn programs incorporate paid work experience with

classroom studies. Alternate your work and school options,

full- time/part-time. Although there’s no direct financial aid,

you may be able to earn enough to pay for college. Look

into

www.workcolleges.org .

START AT A CALIFORNIA

COMMUNITY COLLEGE

You’ll save thousands of dollars in tuition and have your

general education requirements behind you. Go to

www. icanaffordcollege.com.

PART-TIME WORK

A part-time, summer, or holiday season job can also help.

TAX INCENTIVES

Look into tax benefits that will help you get back some of

the money you spend on tuition or loan interest or help with

college savings to maximize benefits. Learn more about

the American Opportunity Tax Credit, Lifetime Learning

Credit, qualified tuition programs, and interest deductions at

studentaid.ed.gov/types/tax-benefits

.

COMPANY-PAID EDUCATION

Some employers may pay or reimburse you for some

or all of your education and training. Many companies

and labor unions offer scholarships for children and

even grandchildren of employees. Ask your family about

scholarships available through their work.

AID FOR FOSTER YOUTH

Money is set aside for foster youth. If you are or were in

foster care, you may be eligible for financial assistance for

college or job training. Check out Chafee Grants for up to

$5,000 a year in free aid,

www.chafee.csac.ca.gov . Ch

eck

on college waivers and scholarships at

www.calyouthconn.

org

. Another scholarship source for former foster youth is

www.orphan.org .

JOBS THAT HELP YOU REPAY YOUR LOANS

Some jobs actually give you both a paycheck and help

you pay down your student loans. Learn about the many

programs at

www.studentaid.ed.gov . Pr

ograms include:

health care; child care providers through Head Start;

volunteer service in VISTA or Peace Corps; U.S. federal/

public service for employees; law and teaching.

“I’m studying for a science, technology,

engineering and math (STEM) career. My

mom is proud because I’ll be the first in

my family to earn a college degree.”